Financial Spring Cleaning | Superior Debt Relief Blog

Courtesy of Mamamusings.

It?s a season of new beginnings and fresh starts, and your finances are no exception.

We?ve collected the top ways to weed out, clean up and reorganize your financial life. Put on your work clothes and grab a trashcan, this process can be just as messy as the garage.

1.Declutter the desk. Wherever it is that you store documents, work on the budget and pay bills more than likely collects its share of debris. Psychologists say that less clutter on your workspace can actually increase clutter in your mind?something we all need.? Avoid getting buried by tossing or filing the loose paperwork and cleaning up the space in general.

2. Rethink your insurance plan. Go over your coverage and compare what you?ve made use of and what you haven?t. Marriage, divorce, births, deaths and moves can all affect what you need/what you?re paying. Trim costs wherever possible.

3. Save a tiny bit more.? As the job situation over the last few months has improved, so have incomes (and so should savings). Even 1 percent more can add up over time.

4. Look at loans. If you can put more towards your car payment or student loan, do it. The faster you pay it off, the less interest you?ll pay overall.

5. Automate. Making regular bills and monthly charges automatic greatly decreases your risk of receiving a late charge for being forgetful. Save paper, simplify and join the rest of us in the 21^st century.

6. Collect and record passwords and login information. If heaven forbid something should happen to you, make sure your spouse has access to your account information in a secure document. This can also help you keep track of your own logins.

7. Get a better deal. Call your wireless, landline and cable company and ask for a better rate. They?ll often reward loyal customers and do what it takes not to lose your business.

8. Weed out the wallet. The less trash you carry around in your pants the better. Get rid of old frequent buyer cards, expired gift coupons, receipts, etc. The extra space will allow you to keep better track of what you do need.

For more information about Superior Debt Relief Services, visit our official site?here.

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